Date Last Revised: December 13, 2016
Definition of Personal Information
“Personal Information” means data that identifies you and is associated with a specific person. Personal information does not include information that is anonymous, aggregated, or is no longer identifiable to a specific person.
Information We Collect; How We Collect Your Personal Information
We collect many kinds of information in order to operate effectively and provide you the best products, services and experiences we can. We collect information, including personal information, when you provide it to us, such as when you register or open an account, sign in, or call us for support. We may also automatically collect information when you use our Sites and services. We also may get information from other companies or third parties. We automatically collect information in a variety of ways, including from web forms, through technologies like cookies, web logging, and software on your computer or other device.
The types of Personal Information we collect and share depend on the product or service you have with us. This information can include:
Your name, phone number, zip code, and email address;
Account balances and payment/transaction history;
Bill and payment information; and
Any third party data (such as your bank account information) synced with your account or uploaded manually by you to the Sites.
How We Use Your Personal Information
Arora uses the information we collect to operate, improve and personalize the products and services we offer. We also may use the information to communicate with you, for example, informing you about your account and security updates or to offer you products and services that might be of interest to you.
Reasons Why We Share Personal Information; Your Right to Limit Sharing of Your Personal Information
We will not, without your consent, sell, publish or share information you entrust to us that identifies you or any person.
We may share your personal information as needed to provide any service you have requested or authorized; with vendors or affiliates working on our behalf; or when required by law or to respond to legal process. If you sign up for Arora-Ed, we will share your registration information with National Life Skills Education Council, LLC d/b/a National Financial Educators Council.
Government Access; Use of Anonymized and Aggregated Data; Mergers and Acquisitions
We reserve the right, in our sole discretion, to share or disclose your personal information with law enforcement, government officials, and other regulatory agencies. We may share or make available anonymous or aggregate information that cannot by used to identify you with third parties for research, marketing and promotional purposes, and those third parties may publicly report the findings of their research or analysis.
How To Limit Sharing of Your Personal Information
How We Protect Your Personal Information
We take the security of your data seriously. We use technical and administrative security measures including, but not limited to, firewalls, encryption techniques, and authentication procedures, among others, to work to maintain the security of your online session and Personal Information.
Accessing Your Information
You may access, review, and update much of the Personal Information you have submitted to us at any time via the Sites. You may choose to close or request that we delete your account and your associated data at any time.
We may send periodic service-related alerts, weekly summaries, notifications, newsletters, promotions, or other information via email and text. You may choose to stop receiving alerts, summaries, newsletters and promotions by indicating your preference in your account settings. You will not be able to opt-out of any service-related or critical alerts.
You may also follow the unsubscribe instructions in the email or text message you receive. Please note that certain service-related messages that we send are necessary for the proper functioning and use of the Arora product and services and you may not have the ability to opt-out of those messages.
Location of Your Data
The data we process may be transferred to, stored, and processed in, the United States or any other country in which Arora or its service providers maintain operations. By using and providing information to us through our Sites, you agree and consent to the transfer, storage, and processing of your data in any such country in order to provide the services.
Cookies and Similar Technologies
Your Online Activity; Location Data; Do Not Track
We collect information about your interaction with our products and services such as computer browser type, pages visited, average time spent on our Sites, IP address, unique identifier of the device, and operating system version.
Arora does not knowingly collect information from children. The Sites are not intended for children under the age of 13.
Other Important Privacy Information
In writing: 7 Times Square, 37th Floor, New York, NY 10036
Call us at 212-219-2891
Email us at email@example.com